Complaints

Complaint resolution process

Every complaint we receive is an opportunity for us to improve the quality of our products and services. We will review your file carefully in accordance with our complaint resolution policy.

Step 1

First, call an iA Trust customer service representative:

If your complaint is related to a savings product:

If your complaint is related to auto financing:

Step 2

If you are not completely satisfied with the outcome of step 1, you may contact the iA Trust Inc. complaints officer:

  • Address
    Complaints Officer
    iA Trust Inc.
    1080 Grande Allée West
    PO Box 1907, Station Terminus
    Quebec City, Quebec G1K 7M3

The Complaints Officer will open a file then send an acknowledgment of receipt to the complainant within five (5) business days of receiving the complaint.

Step 3

If you are not satisfied with the outcome of Step 2, you may make a written request to transfer your file to one of the following regulatory and supervisory authorities, based on your province of residence:

All provinces (not including Quebec)

iA Trust Inc. takes part in the Ombudsman for Banking Services and Investments’ (“OBSI”) conciliation process. Complainants can contact the OBSI:

Quebec

If you are not satisfied with how your complaint was handled or how you were treated, you can request that IA Trust transfer your file to the Autorité des marchés financiers. You can only exercise this right once the deadline to receive a final decision has passed but within one year of the date the final decision was received.

The transferred file contains all documents relevant to the complaint.

If you have any questions regarding the handling of complaints in Quebec, you can contact the Autorité’s Information Centre at:

Financial Consumer Agency of Canada

The Financial Consumer Agency of Canada supervises all federally regulated financial institutions, which includes banks, (financial institutions), for compliance with federal consumer protection laws. 

Financial institutions are legally required to have a complaint-handling process in place.

If you have a problem with a financial product or service, you may file a complaint with the responsible financial institution directly.

If you are not satisfied with how your complaint has been handled or 56 days has passed since you made your complaint, you can escalate the complaint to the External Complaints Body (refer to Step 3).

If you want to know your rights or need information about the complaint-handling process of a financial institution, you may contact FCAC by online form, mail, or telephone. FCAC uses information from consumer enquiries to support its mandate.